Meet Samantha and David: Parents with a Purpose
Samantha and David, a couple in their late 40s, live in Sydney and are proud parents of two teenage children. Both busy professionals, they’ve always prioritised their family’s future. However, as their children approached key milestones like tertiary education and marriage, Samantha and David began exploring ways to secure the funds needed for these significant life events.
“We wanted a financial solution that worked for us now but also helped us plan for the future,” Samantha shared. “With rising education costs, we knew we needed to be proactive and find a sustainable way to fund these expenses without compromising our lifestyle.”
The Challenge: Navigating a New Opportunity
Samantha and David were experienced property investors who built a solid portfolio of properties in Sydney and Newcastle. However, entering the NDIS (National Disability Insurance Scheme) market presented a new challenge far removed from their prior experience.
NDIS property investment felt daunting. Strict compliance requirements and tenant management challenges made the couple wary of costly mistakes in an unfamiliar market. While the high cash flow potential was attractive, they were uncertain whether the returns would justify the risks.
Adding to their concerns was the growing land tax burden in NSW, which highlighted the need for diversification into other states. Samantha and David recognised that exploring a specialised market like NDIS housing could diversify their portfolio while aligning with their long-term goals.
“We’d heard about the benefits of NDIS properties,” David explained, “but we didn’t fully understand what we were getting into. It felt overwhelming, and we didn’t want to take unnecessary risks.”
The Turning Point: A Strategy Tailored to Their Goals
Referred by their accountant, Samantha and David sought expert guidance to navigate the complexities of NDIS property investment while aligning with their family’s financial goals.
During our consultation, we took the time to listen to their concerns and aspirations. By breaking down the NDIS investment process, we helped them understand everything step by step, from compliance to long-term returns.
We also identified how diversifying into Victoria could reduce their NSW land tax exposure while targeting a market with strong SDA demand and growth potential.
“Once we understood the numbers and the process, everything felt more achievable,” Samantha shared. “The tailored strategy gave us confidence and clarity to move forward.”
Our Approach: How We Made It Happen
- Personalised Strategy:
We started by reviewing the four NDIS categories and creating a tailored property roadmap, optimising high-yield NDIS investments against the capital required for SDA dwellings. This strategy ensured alignment with Samantha and David’s family-focused goals while maximising both financial and social returns. - Market Research & Insights:
Our detailed research identified Victoria as an ideal location for Samantha and David’s investment, supported by demand for SDA dwellings and infrastructure growth. - Property Selection:
We secured a purpose-built NDIS property for $860,000, specifically designed to accommodate two SDA-eligible participants and provide Onsite Overnight Assistance (OOA). The property was built to meet strict NDIS guidelines, ensuring compliance and delivering tailored solutions for participant needs. - Seamless Handover:
We connected Samantha and David with reputable SDA providers to support tenant placement and assisted with arranging inspections and landlord insurance, making the transition into ownership smooth and stress-free.
The Results: Financial Growth with Purpose
Samantha and David’s NDIS property investment delivered exceptional results, blending financial success with meaningful impact:
- Diversified Portfolio: This purchase expanded their portfolio into the high-yield NDIS sector, diversifying their investment strategy while adding geographic balance to their holdings.
- Strong Rental Returns: The property generates approximately $154,000 annually in gross rental income, providing a high-performing revenue stream.
- Cash Flow Confidence: With $53,000 per year in positive cash flow after property expenses, this investment offers exceptional sustainability.
- Impactful Investment: Their property houses two individuals with special needs, aligning Samantha and David’s financial goals with a meaningful contribution to society.
“This property has been an important step for us,” Samantha shared. “While the financial returns are reassuring, the real reward is knowing we’re securing our children’s future and making a meaningful contribution to society.”
The Transformation: Peace of Mind for the Family
For Samantha and David, this investment was about more than financial growth—it was about aligning their values with their wealth-building strategy.
“This investment has given us more than financial stability—it’s allowed us to align our values with our wealth-building strategy,” Samantha shared. “It’s a reminder that we can create meaningful change while securing our family’s future.”
David added, “The team’s expertise made all the difference. It wasn’t just about the numbers but about creating a thoughtful plan we could feel confident in.”
Your Journey Starts Here
Samantha and David’s story highlights how strategic investments can unlock high returns while making a meaningful impact. Contact us today if you’re ready to explore opportunities like NDIS property investment.
